Credit Analyst
Since our founding, IDEMIA has been on a mission to unlock the world and make it safer through our cutting-edge identity technologies. Our technology leadership makes us the partner of choice for hundreds of governments and thousands of enterprises in over 180 countries, including some of the biggest and most influential brands in the world. In applying our unique expertise in biometrics and cryptography, we enable our clients to unlock simpler and safer ways to pay, connect, access, identify, travel and protect public places – at scale and in total security.
Our teams work from 5 continents and speak 100+ different languages. We strongly believe that our diversity is a key driver of innovation and performance.
Purpose
This role plays a critical role in protecting the organization’s financial health by proactively assessing and mitigating credit risk, while driving the timely and effective collection of receivables. This role ensures strong cash flow performance through disciplined credit management, close monitoring of customer exposure, and collaboration with key stakeholders to support informed decision-making and sustainable business growth.
Key Missions
Responsibilities:
- Perform in-depth credit risk assessments (critical) using financial data, payment behavior, country risk, and external credit agency insights
- Set and manage customer credit limits, payment terms, and account validation in collaboration with Sales and Legal
- Monitor credit exposure and aging balances, ensuring timely identification of risks and proposing mitigation actions
- Lead accounts receivable and collections activities, including cash collection, dispute resolution, and coordination with external agencies
- Drive stakeholder alignment (key) by partnering with Sales, Finance, Treasury, and Legal on credit decisions and delinquent account action plans
- Prepare cash forecasts, credit reports, and management summaries, ensuring accuracy of financial data and systems
- Support broader AR operations, including cash application, invoicing support, and policy compliance, while handling complex credit cases
Profile & Other Information
Qualifications:
- At least 5 years of experience in Credit Management / Credit Analysis, with strong credit risk assessment expertise.
- Proven ability to evaluate customer financials, payment behavior, and external credit ratings to drive sound credit decisions
- Experience in end-to-end receivables and collections management, with Accounts Receivable exposure as an advantage
- Strong stakeholder management and collaboration skills across Sales, Finance, Legal, and Treasur
- Excellent analytical, reporting, and problem-solving skills, with experience in credit exposure monitoring, forecasting, and risk mitigation
By choosing to work at IDEMIA, you will join a unique tech company, offering a wide range of growth opportunities. You will contribute to a safer world, collaborating with an international and global community. We value the diversity of our teams and welcome people from all walks of life, regardless of how they look, where they come from, who they love, or what they think.
We deliver cutting edge, future proof innovation that reach the highest technological standards and we’re transforming, fast, to stay a leader in a world that’s changing fast, too.
At IDEMIA, people can develop their expertise and feel a sense of ownership and empowerment, in a global environment, as part of a company with the ambition and the ability to change the world.
Visit our website to know more about the leader in Identity Technologies